Feel the likely answer is no option Would like to know if there are options to get a low interest loan to remodel/expand primary home on par with existing mortgage. LTV is less than 20% on primary mortgage with 2.25% 30YFix Estimated cost is $300K. Rather not use more savings for have recently paid off 2 rental properties in other states (on insistence of spouse) and economy is uncertain
Low interest options are unlikely. 401k loan with your employer maybe (if you have enough in the account), but that becomes due 90 days after your employment ends (which can be scary if you lose your job). Roth withdrawal on contributions maybe, but you won't be able to catch up later (annual limit still applies). Your cheapest option is probably selling one of the rentals, and that's probably the last thing you want to do.