I got laid off. I have been applying for the last 15 months. Very, very few interviews. A few final rounds, but no offers. Figured it would be another 2-3 years before we had enough saved up that I wouldn't need to work anymore. Well the account has gone up 9% in the last 6 months, officially pushin...Read more
Genuine question since we and lots of ppl we know are working towards FIRE, or something similar. Looking for interesting ideas TC: 425k
I have no one to share it with. Been frugal and prioritizing my career and just hit a milestone that feels so good. In my late 20s
For me, net worth (NW) isn't just about a certain amount of money; it's about how you manage and utilize your resources without depleting them. My current net worth provides me with financial freedom, allowing me to cover any daily expenses without worrying, take spontaneous vacations whenever and ...Read more
I've graduated PhD and now some student loans from undergrad are kicking in. They're a total of ~30k with various interest rates ranging from 3% to 5%. For reference the current 1-year T-bill rate is >5.1%, so I will technically be "losing" money in terms of time value if I pay off now. Will als
I got diagnosed and on fmla right now thanks to the stress at my company I was not given medications but therapy and a letter from the doctor for company claims. My company provides payment before filing to state disability
Base: 185k Sign On: 30k Bonus: 10% TC: 228k Is that correct?
Not financial advice but I mean - anyone paying attention will tell you we're likely to see a 2x by EOW. We are high earners. Throw like 5k at it, get your 2x and exit. #GME
How do they afford to live in California? I moved here and I feel so poor with my TC of $250K
Yes, I like spending money. I browse amazon almost every day and buy unnecessarily things for minor comforts. I eat out at least 3 times a week. I trade on Robinhood. Not aggressively, but often. I go to malls and do clothes shopping once a month for sure. I always use a latest iPhone. iPhone 1...Read more
How much do you all tip your home help? We have a cook who comes once a week and a cleaner who comes once a month. They both asked for 200$ for 90-120 min and we started giving 250 total adding tip. Spoke to some friends and they mentioned that we are giving too much tip.
hi I am trying to shop around for term insurance. Got recommendation for Bannerlife from policy genius. Also spoke to state farm but they cap term insurance to 250K for folks on H1B visa. Any other recommendations on which provider to go with ? I am in early thirties looking for $1M coverage.
Was curious where would be a good place to invest outside of the US and make some good returns. TC Less than 100K #investing
I use 3 fund portfolio with 30% in international market and 10% in bonds with the rest in US total market. It only returned 17% last year and underperforming spy this year. Should I just ditch international market and bonds? Should I focus on large cap growth only? Thanks. TC 500
Can someone help me understand which one is the most tax efficient selection? Sell the RSUs upon vesting to cover taxes? Or pay the taxes in cash and hold onto the full vest?
PeopleAlsoAsk.ai is a dynamic platform at the forefront of AI innovation, designed to decode the questions people are genuinely asking. With a seamless interface, users can input any keyword and instantly access a comprehensive array of relevant inquiries. By harnessing the power of artificial intel...Read more
Hi, I’m soon to be 28, 6 YoE, from a lower middle class background, and been working in Bangalore since graduating from a tier-1 college. Stonks: 4L MF: 14L Past company RSUs: 4.5L (HODL and in big loss) NPS: 1.8L PPF: 6.5L EPF: 8L Cash: 5L RE: 15L NW: ~60L INR ($70k) Took a home loan last year f...Read more
Anyone living in Hk, Sg, Sh, Bj, Seoul or Tokyo can share their income and expenses? Happy to do mine? Ideally convert to USD. Edit** So annual expenses in USD 207K income 48K tax 29K rent 24K Eating / Drinking / Going out 15K Travel 13K Charity 2.5K Maid 2.0K Utilities + Cell Phone 1.0K ...Read more
Which one do you think? I shop majorly at Kroger and Costco. Looking for maximizing cash backs.
What would you do if you needed ~$100k per year to cover living costs? What would be your choice for a stress free job? I understand that sources of stress are individual. For me, stress free wouldn’t mean some brainless service job, but something with very reasonable work load and flexible hours, ...Read more
I have stock options from a startup that has yet to exit (go public or get acquired). I got approached by a VC on LinkedIn expressing interest that they want to buy my stock options. Is this sketchy or trustworthy? Should I check with my startup if I am allowed to do this? I no longer work there. An...Read more