I have 50k in hysa at 4.4%. I need to invest them and diversify. How should I do it? Heard that lumpsump investing is better than dca. I am 33m. Not aiming for big purchase. Just looking for long term strategy.
What is the goal of your investment? Retirement? To save for some big purchase? Start with the goal first always. According to that investment strategy changes.
I'd split it among SYLD, FYLD and EYLD
Why is lump sum better than DCA?
Spy
You own a home already?
Yes 5.5% interest rate. 10% down
Oof. Why would you earn 4.4% on 50k when you are losing 5% in loan.
VUG if you feel bullish, else VOO and rest.
VGT - all in
VT
All in one?
Yup.