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I’m late 20s but I don’t buy individual stocks because I’m lazy. I’ve been buying index funds with average yearly return of 11%. They help me sleep better at night but the return is not mind-blowing. And my TC is low compared to peers. Any suggestions TC: 250k 3 Yoe
You're not an idiot. Time and time again research shows individual stocks fail to beat index funds 90%+ of the time. No one has a crystal ball - keep doing you and if anyone disagrees ask how their multi-year performance rates against the S&P500.
There’s no harm in filtering through the individual stocks in the S&P and adding extra to some of them.
You are a smart guy. Bogle mindset works for long term. Individual stock investment and betting on Vegas slot machines is about the same unless you are an inside trader.
You are not one of the idiots who buy individual stocks.
Average 11%? Even Warren Buffett can't do it consistently.
True.since 98% US population are idiot making below 300k
Individual stocks have significant idiosyncrasies that can significantly impact your returns.
You’re doing fine. I’d you believe in specific companies and their stock adds it in. Index funds should still be the majority and default though
Index fund investment is known to be superior strategy compared to retail stock trading so you are good.
Sp500
Individual stocks - u win some and u lose some. How many concentrated mutual funds have beaten the index over decade or longer? Look at Cathy aunty if you want examples