I have about 100K in my Apple 401K account. In 5 years the rate of return has only been 5% which is super low. Not sure if other Apple employees also see similar rate of returns in their 401K accounts. If anyone is seeing a higher return rate could you please let me know what fund to pick/how to pick the right investment options on Empower? I hope apple switches to fidelity the investment options are very restricted on Empower :/ TC:300K YOE: 5
What are you currently invested in empower? It’s not something to blamed on Apple
Lifepath Index 2060 account A
I have 401k from my ex employer. since 2007 I am out of US. Funds were managed by Empower and now by fidelity. Twice or thrice I reallocated the funds 4-5 years ago. Left 50% in large cap, 25% in smallcap and rest in international fund. Since 2007, my fund has been nearly 4 times grown without new contribution since 2007.
you may have noticed some weird economic conditions since 2020 🤔
What allocation you have in your 401k ?
Happy to do a complimentary portfolio review for you if you want to dm me
Can you trade stocks on Apple Empower 401k?
You know you can allocate money to a Schwab self-directed brokerage account from Empower. I do about half of my contributions and just buy individual stocks.
Empower has VTI/VTSAX equivalents, which have done better than 5%