Hi, I am looking for High Yield Saving Accounts (HYSA) recommendation. I am purchasing my first home which can take months but I don't want to put money in stocks or any investment vehicle. I am looking for HYSA with as high interest as possible with no fee bank. If you can offer current interest, that will be great! Second question: If you have more than $250K cash, do you recommend to divide the money to deposit in multiple banks? Thank you all! TC: $350K
I recommend Ally or Sofi. Top shelf interest rates. Let me know if you would like a referral link.
Marcus backed by Goldman Sachs offers 5.40% for first 3 months via referral DM for referral
Ah bank sweep. Thanks for the technical term. I will search for it.
No brainer: pick Robinhood. Insured up to 2.25M. 5% yield with gold subscription.
This is the way. Also all deposits till june 28 they have a 1% boost
Is it 1% boost for deposits prior to the 28th or just until the 28th?
Sending you referral for wealthfront 5.5% for 3 months
Tbills 5.4% with no state tax.
Money market funds in Fidelity CMA will give you more than 5%
Oh sweet! I will check out the money market fund. I don't really understand the difference between money market fund vs. high yield saving accounts but I will look it up.
I think the Fidelity CMA is SPAXX /FCASH which is 4.96%
Can you please send the referral to me well?
Iâm not just saying because I work here, but itâll be hard to beat what Robinhood offers in terms of returns, fdic insurance, and liquidity.
Hahahaha Robinhood - I can't believe you guys still exist. How can anyone trust you guys after the scam you guys pulled on GameStop. How has the SEC not banned you scammers
Someone doesnât understand how clearing works, and someone didnât fact check themselves to understand that Robinhood wasnât the _only_ firm which stopped stock sales.
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Wealthfront is king here. Up to $1M fdic because it splits into partner banks.
Oh thanks, just checked them. Is it called the Cash Account? Seemed pretty solid of 5% APY abs $8M FDIC insured.
Yeah itâs the best imo. Virtual debt card, etc. never had any issues. You can get a referral boost to 5.5% as well